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Scheduled payments let players tell the bank to move money later, set up from inside the bank app. A scheduled payment is one-off - dated for a single future day, with the money held aside straight away and refunded if cancelled before it sends. A standing order repeats on a schedule (weekly wage, regular contribution); each run is charged when due and skipped if the account is short. Everything is player-driven; you just set the limits in config/scheduled.lua.

The settings

config/scheduled.lua

How a player sets one up

In the bank app’s scheduled payments section they pick the type, enter who to pay, how much, and when, then confirm. One-time payments hold the money immediately (refunded if cancelled); standing orders take nothing until each run is due.